The Alliance for Dental Reimburse-ment Plans, which was formed last June, is expanding its efforts to reach dental associations and employers who are interested in learning more about Direct Reimbursement plans.
Two directors of the alliance, Roger Schultz, CLU and James Pride, DDS recently presented an all-day program to the American Dental Trade Association at its annual member meeting. Several of the companies in attendance already have Direct Reimburse-ment plans and many more expressed interest in learning more about the concept.
The purpose of the alliance is to form a network for dental- and employee-benefit professionals who endorse and market cost-efficient, quality dental plans that allow employees the freedom to choose their own dentist, type of treatment and standard of care.
In a Direct Reimbursement dental plan, all dental care is covered without exclusions, waiting periods or UCR limits. Costs are managed by employee coinsurance and with the employee paying the dentist and getting reimbursed by the employer. The dental plans can be employer-administered or administered by using a specialized Direct Reimbursement administrative company.
Because of the simplicity of the plan and lack of insurance-company involvement, the cost to administer Direct Reimbursement ranges from 3 percent to 7 percent of plan costs vs. 15 percent to 30 percent in most dental plans.
Information on the alliance can be obtained by calling (404) 664-6800 or by writing to Alliance for Dental Reimbursement Plans, 1111 Alderman Drive, Suite 420, Alpharetta, GA 30202.